Buyer guide · Stamp duty

Stamp duty in Singapore: BSD, ABSD and SSD explained

Stamp duty is often the largest cost buyers forget to budget for. Here is how each type works, how much it costs at typical One Chuan Grove prices, and when it must be paid.

Buyer’s Stamp Duty (BSD)

Every buyer pays BSD. It is tiered:

Portion of priceRate
First $180,0001%
Next $180,0002%
Next $640,0003%
Next $500,0004%
Next $1,500,0005%
Above $3,000,0006%

BSD at typical One Chuan Grove prices (illustrative):

PriceBSD
$1,600,000$49,600
$1,800,000$59,600
$2,200,000$79,600
$2,800,000$109,600
$3,500,000$149,600

Additional Buyer’s Stamp Duty (ABSD)

Buyer1st property2nd property3rd+ property
Singapore Citizen0%20%30%
Singapore PR5%30%35%
Foreigner60%60%60%

For joint purchases, the highest applicable rate among the buyers applies. HDB upgraders who buy before selling should read the ABSD remission guide.

Seller’s Stamp Duty (SSD)

For residential property bought on or after 4 July 2025, SSD applies if you sell within 4 years:

Holding periodSSD
Up to 1 year16%
1 – 2 years12%
2 – 3 years8%
3 – 4 years4%
More than 4 yearsNone

For a new launch, the holding period runs from the OTP date. With One Chuan Grove’s TOP expected around 2030, most buyers will be close to or past the 4-year mark by completion.

Try the calculator

Get exact figures for your price and profile with the stamp duty calculator.

Frequently asked questions

When do I pay stamp duty on a new launch condo?

Buyer's Stamp Duty, and ABSD if it applies, is due within 14 days of signing the Sale & Purchase Agreement, or 14 days after exercising the option for resale properties.

Can I pay stamp duty with CPF?

BSD can be paid using CPF Ordinary Account savings, subject to CPF rules and limits. You may need to pay in cash first and get reimbursed from CPF, so plan your cash flow.

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