For Ang Mo Kio HDB owners

Upgrading from a Ang Mo Kio HDB flat to One Chuan Grove

Many Ang Mo Kio families own flats with 50–60 years of lease left, and those flats are getting harder to sell as the lease runs down. Selling while demand is still healthy and moving to a fresh 99-year lease just across the CTE is a common reason AMK owners look at One Chuan Grove.

Ang Mo Kio HDB resale prices in 2026

Flat typeTypical resale price
Town median (all flats, 2026)~$530,000
4-room~$450,000 – $700,000 (lease-dependent)
5-room~$650,000 – $900,000

Ang Mo Kio has a wide range of flat ages. Older 1970s–80s blocks sell for noticeably less than newer ones, so your sale price depends heavily on remaining lease. Ranges are from 2026 market reports and rounded. Your block’s value may differ.

Getting to One Chuan Grove

Ang Mo Kio (NS16) → Bishan (NS17/CC15) → Lorong Chuan (CC14): 2 MRT stops with 1 transfer, or a short drive via Ang Mo Kio Ave 3 and the CTE.

What you keep when you move

  • AMK Hub, Djitsun Mall and Ang Mo Kio Town Garden
  • Bishan-Ang Mo Kio Park, 5 minutes by car
  • North-South Line access via Bishan
  • Proximity to parents who live in AMK’s older estates

Example: what a typical Ang Mo Kio upgrade looks like

This scenario is illustrative only. Your numbers will differ.

ItemAmount
Sale of 5-room bought ~2010$760K
Less outstanding loan−$90K
Less agent & legal fees (est.)−$18K
Cash + CPF refund available$652K
Price these funds support (75% loan)*~$2.29M

With about $652K from the sale, the down payment and stamp duty support a purchase of up to about $2.29M, provided your income passes the bank’s loan test. At indicative One Chuan Grove prices that covers: 2-Bedroom / 2+Study.

*Assumes about 25% down payment plus buyer’s stamp duty, with the rest financed by a bank loan that you qualify for under TDSR. Check with the affordability calculator.

Sell first or buy first?

Sell first if you want no ABSD and no bridging risk. You will need temporary housing or an extension of stay from your buyer. Buy first if you want to secure your preferred One Chuan Grove unit at launch. Singapore Citizen married couples pay 20% ABSD upfront and claim it back by selling the flat within 6 months of TOP. With One Chuan Grove’s estimated 2030 TOP, that gives you years to plan the sale. Read the full sell-and-buy timeline.

Frequently asked questions

How far is One Chuan Grove from Ang Mo Kio?

Ang Mo Kio (NS16) → Bishan (NS17/CC15) → Lorong Chuan (CC14): 2 MRT stops with 1 transfer, or a short drive via Ang Mo Kio Ave 3 and the CTE.

Can I buy One Chuan Grove before selling my Ang Mo Kio HDB flat?

Yes, once your flat has met its 5-year Minimum Occupation Period. Singapore Citizen married couples pay 20% ABSD upfront but can claim a refund if the HDB flat is sold within 6 months of One Chuan Grove’s TOP. An outstanding HDB loan reduces the condo LTV to 45%.

How much is my Ang Mo Kio HDB flat worth in 2026?

Town median (all flats, 2026): ~$530,000; 4-room: ~$450,000 – $700,000 (lease-dependent); 5-room: ~$650,000 – $900,000. Actual value depends on block, floor, lease and condition. Viona can prepare a free valuation using recent transactions for your block.

For HDB upgraders

Free HDB Upgrade Plan

A personalised sell-and-buy timeline, cash and CPF breakdown, and the unit types you can afford.

Get my upgrade plan
Mortgage & affordability

Free Mortgage Enquiry

Know your loan limit, CPF usage and monthly instalment before you visit the showflat.

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Priority access

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