For Serangoon HDB owners

Upgrading from a Serangoon HDB flat to One Chuan Grove

For Serangoon owners, One Chuan Grove is the most literal “upgrade without moving away” option. It sits one Circle Line stop from Serangoon interchange, so your NEX errands, NEL commute and nearby family all stay as they are. The main change is a new 99-year lease and condo facilities.

Serangoon HDB resale prices in 2026

Flat typeTypical resale price
Town median (all flats, Jul 2026)~$624,000
4-room~$550,000 – $700,000
5-room~$700,000 – $900,000

Serangoon is a small, mature town with limited HDB supply, which supports resale prices. Ranges are from 2026 market reports and rounded. Your block’s value may differ.

Getting to One Chuan Grove

Serangoon MRT (NE12/CC13) → Lorong Chuan (CC14): 1 MRT stop, about 2 minutes on the train.

What you keep when you move

  • NEX, Serangoon Central and your usual hawker centres
  • Serangoon Gardens food and the Chomp Chomp area within a short drive
  • Your existing North East Line and Circle Line commute
  • Grandparents and family who live nearby

Example: what a typical Serangoon upgrade looks like

This scenario is illustrative only. Your numbers will differ.

ItemAmount
Sale of 4-room bought ~2012$680K
Less outstanding loan−$120K
Less agent & legal fees (est.)−$17K
Cash + CPF refund available$543K
Price these funds support (75% loan)*~$1.91M

With about $543K from the sale, the down payment and stamp duty support a purchase of up to about $1.91M, provided your income passes the bank’s loan test. At indicative One Chuan Grove prices that covers: 2-Bedroom / 2+Study.

*Assumes about 25% down payment plus buyer’s stamp duty, with the rest financed by a bank loan that you qualify for under TDSR. Check with the affordability calculator.

Sell first or buy first?

Sell first if you want no ABSD and no bridging risk. You will need temporary housing or an extension of stay from your buyer. Buy first if you want to secure your preferred One Chuan Grove unit at launch. Singapore Citizen married couples pay 20% ABSD upfront and claim it back by selling the flat within 6 months of TOP. With One Chuan Grove’s estimated 2030 TOP, that gives you years to plan the sale. Read the full sell-and-buy timeline.

Frequently asked questions

How far is One Chuan Grove from Serangoon?

Serangoon MRT (NE12/CC13) → Lorong Chuan (CC14): 1 MRT stop, about 2 minutes on the train.

Can I buy One Chuan Grove before selling my Serangoon HDB flat?

Yes, once your flat has met its 5-year Minimum Occupation Period. Singapore Citizen married couples pay 20% ABSD upfront but can claim a refund if the HDB flat is sold within 6 months of One Chuan Grove’s TOP. An outstanding HDB loan reduces the condo LTV to 45%.

How much is my Serangoon HDB flat worth in 2026?

Town median (all flats, Jul 2026): ~$624,000; 4-room: ~$550,000 – $700,000; 5-room: ~$700,000 – $900,000. Actual value depends on block, floor, lease and condition. Viona can prepare a free valuation using recent transactions for your block.

For HDB upgraders

Free HDB Upgrade Plan

A personalised sell-and-buy timeline, cash and CPF breakdown, and the unit types you can afford.

Get my upgrade plan
Mortgage & affordability

Free Mortgage Enquiry

Know your loan limit, CPF usage and monthly instalment before you visit the showflat.

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Priority access

VVIP Preview Registration

Be first to see the showflat, get the earliest price list and secure a priority ballot position.

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