For Hougang HDB owners

Upgrading from a Hougang HDB flat to One Chuan Grove

Hougang owners benefit from big 5-room and executive flats that sell well. Moving to One Chuan Grove adds the Circle Line to your commute without losing the North East Line, which is one interchange away at Serangoon.

Hougang HDB resale prices in 2026

Flat typeTypical resale price
4-room~$630,000
5-room~$778,000
Executive~$977,000

Hougang is a large mature town with strong resale demand. Its future Cross Island Line interchange adds long-term appeal. Ranges are from 2026 market reports and rounded. Your block’s value may differ.

Getting to One Chuan Grove

Hougang (NE14) → Serangoon (NE12/CC13) → Lorong Chuan (CC14): 3 MRT stops with 1 transfer, or about 10 minutes by car via Upper Serangoon Road.

What you keep when you move

  • Hougang Mall, Hougang Central and your usual kopitiams
  • The North East Line you already use, now paired with the Circle Line
  • Easy drives to family who stay in Hougang and Sengkang
  • Serangoon-area schools within a short commute

Example: what a typical Hougang upgrade looks like

This scenario is illustrative only. Your numbers will differ.

ItemAmount
Sale of Executive bought ~2009$960K
Less outstanding loan−$60K
Less agent & legal fees (est.)−$22K
Cash + CPF refund available$878K
Price these funds support (75% loan)*~$3.08M

With about $878K from the sale, the down payment and stamp duty support a purchase of up to about $3.08M, provided your income passes the bank’s loan test. At indicative One Chuan Grove prices that covers: 2-Bedroom / 2+Study, 3-Bedroom / 3+Flexi, 4-Bedroom.

*Assumes about 25% down payment plus buyer’s stamp duty, with the rest financed by a bank loan that you qualify for under TDSR. Check with the affordability calculator.

Sell first or buy first?

Sell first if you want no ABSD and no bridging risk. You will need temporary housing or an extension of stay from your buyer. Buy first if you want to secure your preferred One Chuan Grove unit at launch. Singapore Citizen married couples pay 20% ABSD upfront and claim it back by selling the flat within 6 months of TOP. With One Chuan Grove’s estimated 2030 TOP, that gives you years to plan the sale. Read the full sell-and-buy timeline.

Frequently asked questions

How far is One Chuan Grove from Hougang?

Hougang (NE14) → Serangoon (NE12/CC13) → Lorong Chuan (CC14): 3 MRT stops with 1 transfer, or about 10 minutes by car via Upper Serangoon Road.

Can I buy One Chuan Grove before selling my Hougang HDB flat?

Yes, once your flat has met its 5-year Minimum Occupation Period. Singapore Citizen married couples pay 20% ABSD upfront but can claim a refund if the HDB flat is sold within 6 months of One Chuan Grove’s TOP. An outstanding HDB loan reduces the condo LTV to 45%.

How much is my Hougang HDB flat worth in 2026?

4-room: ~$630,000; 5-room: ~$778,000; Executive: ~$977,000. Actual value depends on block, floor, lease and condition. Viona can prepare a free valuation using recent transactions for your block.

For HDB upgraders

Free HDB Upgrade Plan

A personalised sell-and-buy timeline, cash and CPF breakdown, and the unit types you can afford.

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Mortgage & affordability

Free Mortgage Enquiry

Know your loan limit, CPF usage and monthly instalment before you visit the showflat.

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Priority access

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