For Bishan HDB owners

Upgrading from a Bishan HDB flat to One Chuan Grove

Bishan owners usually have the strongest sale proceeds of any nearby town. A 5-room or executive flat sale often funds a 3- or 4-bedroom at One Chuan Grove. It is one MRT stop away and costs noticeably less per square foot than Bishan’s own condos.

Bishan HDB resale prices in 2026

Flat typeTypical resale price
4-room~$650,000 – $750,000+
5-room~$850,000 – $1,000,000
Executive$1,000,000+ (not uncommon)

Bishan has some of Singapore’s highest HDB resale prices, driven by its central location and popular schools. Ranges are from 2026 market reports and rounded. Your block’s value may differ.

Getting to One Chuan Grove

Bishan (NS17/CC15) → Lorong Chuan (CC14): 1 MRT stop, about 2 minutes on the train.

What you keep when you move

  • Junction 8 and Bishan’s food centres
  • Bishan-Ang Mo Kio Park and the Kallang River park connector
  • Two-line access via Bishan interchange
  • Your children’s current school network in the Bishan–Serangoon area

Example: what a typical Bishan upgrade looks like

This scenario is illustrative only. Your numbers will differ.

ItemAmount
Sale of 5-room bought ~2011$920K
Less outstanding loan−$150K
Less agent & legal fees (est.)−$21K
Cash + CPF refund available$749K
Price these funds support (75% loan)*~$2.63M

With about $749K from the sale, the down payment and stamp duty support a purchase of up to about $2.63M, provided your income passes the bank’s loan test. At indicative One Chuan Grove prices that covers: 2-Bedroom / 2+Study, 3-Bedroom / 3+Flexi.

*Assumes about 25% down payment plus buyer’s stamp duty, with the rest financed by a bank loan that you qualify for under TDSR. Check with the affordability calculator.

Sell first or buy first?

Sell first if you want no ABSD and no bridging risk. You will need temporary housing or an extension of stay from your buyer. Buy first if you want to secure your preferred One Chuan Grove unit at launch. Singapore Citizen married couples pay 20% ABSD upfront and claim it back by selling the flat within 6 months of TOP. With One Chuan Grove’s estimated 2030 TOP, that gives you years to plan the sale. Read the full sell-and-buy timeline.

Frequently asked questions

How far is One Chuan Grove from Bishan?

Bishan (NS17/CC15) → Lorong Chuan (CC14): 1 MRT stop, about 2 minutes on the train.

Can I buy One Chuan Grove before selling my Bishan HDB flat?

Yes, once your flat has met its 5-year Minimum Occupation Period. Singapore Citizen married couples pay 20% ABSD upfront but can claim a refund if the HDB flat is sold within 6 months of One Chuan Grove’s TOP. An outstanding HDB loan reduces the condo LTV to 45%.

How much is my Bishan HDB flat worth in 2026?

4-room: ~$650,000 – $750,000+; 5-room: ~$850,000 – $1,000,000; Executive: $1,000,000+ (not uncommon). Actual value depends on block, floor, lease and condition. Viona can prepare a free valuation using recent transactions for your block.

For HDB upgraders

Free HDB Upgrade Plan

A personalised sell-and-buy timeline, cash and CPF breakdown, and the unit types you can afford.

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Mortgage & affordability

Free Mortgage Enquiry

Know your loan limit, CPF usage and monthly instalment before you visit the showflat.

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Priority access

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